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For First-Time Buyers

Buying Your First Home,
Step by Step.

The complete roadmap from "I'm thinking about it" to "These keys are mine." Real timelines. Real milestones. No fluff.

See the Steps ↓
The Buyer's Roadmap

Every Step to
Your First Home.

From pre-approval to keys in hand. Real milestones, real day ranges, real next moves.

Get pre-approved with Jesse
Step 01
Get Pre-Approved.
Real pre-approval (not pre-qual). Know exactly what you can afford — before you fall in love with a home you can't get.
Should I talk to a lender first?
Yes — I'll connect you with mine. Free, no pressure.
Replied in 2 min ⚡
1
2
Your Wishlist
Must-Haves.
🏠 3BR+ 🛁 2BA+ 🚗 Garage 💰 <$700K 📍 Downey 🌳 Yard
Step 02
Build Your Wishlist.
Must-haves, nice-to-haves, deal-breakers. Together we get crystal clear on what you actually want — so we don't waste weekends.
Saturday
Mar 15
11AM12345 Brookshire Ave
1PM8901 Walnut St
3PM4567 Mulberry Dr
Step 03
Tour Real Homes.
3–5 listings every weekend. I'll schedule the route and ask the questions you didn't know to ask. Photos lie — walkthroughs don't.
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4
⸻ OFFER SUBMITTED ⸻
List Price$620,000
Our Offer$635,000
Earnest$5,000
Close30 days
Over Asking+$15K
SUBMITTED
Step 04
Submit a Winning Offer.
Pricing, contingencies, escalation clauses, earnest money. We don't submit an offer — we submit the one that wins the deal.
You're in escrow
Step 05 · Milestone
You're In Escrow.
Deep breath. This is where it gets real — scary AND exciting. You're officially buying a home. I've got you from here.
💙
IN ESCROW
Day 1 of 30
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6
Earnest Money Wire
$5,000 ✓
Received by escrow · Downey Title Co.
Day 1–3 · Milestone
Step 06
Wire Your Earnest Money.
Day 1–3 of escrow: your earnest money deposit ($5–20K typically) wires to the escrow company. It's your "I'm serious" money.
Inspector's Report
148 Dandelion Ln
✓Foundation
✓Plumbing
✓Electrical
!Roof (minor)
Step 07
Home Inspection Period.
Day 5–12: An independent inspector walks every inch of the home. We review the report together and negotiate any repairs with the seller.
7
8
Bank Appraisal
Contract Price$620K
Appraised Value$635K
Instant Equity
$15,000
Step 08
Bank Sends the Appraiser.
Day 10–20: Your lender sends a licensed appraiser to confirm the home's value. If it comes in above the price — you just gained instant equity.
Point of No Return
Contingencies Removed.
Caution Backing out after this risks losing your earnest money deposit. Make sure you're all in.
Step 09
Remove Contingencies.
Day 17–21: You remove the inspection, appraisal, and loan contingencies in writing. The deal is locked in — no going back.
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10
DocuSign
Final Closing Docs
✓
Step 10
Final Walkthrough & Sign.
Day 25–30: Final walkthrough to verify condition. Sign all closing docs on your phone. Wire the down payment. The finish line.
Move in day celebration
Step 11
You're Home. 🎉
Keys in hand. Move-in day. Your first home is officially yours. Tag me on Instagram so I can celebrate with you.
🔑
HOME
Welcome home
11
Jesse Oñate
Currently online · Replies in minutes
G Google Review
★★★★★
"Jesse got us into our dream home when we thought we'd been outbid. Best agent ever!"
— Maria G., Downey
G Google Review
★★★★★
"He negotiated $15K off asking AND got the seller to cover closing costs. Incredible."
— David R., La Habra
G Google Review
★★★★★
"Responded within minutes, day or night. Truly client-first experience."
— Araceli T., Pico Rivera
G Google Review
★★★★★
"Sold our home in 6 days above asking. Jesse knows exactly what buyers want."
— The Garcia Family, Norwalk

I'd love to hear
what you're looking for.

No pressure. No pitch. Just a real conversation about your next move.

Book a Strategy Call Get the Free Buyer Guide
📍 Downey, CA 🌐 Bilingual 🔑 100+ closings