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Free · Texted Weekly · Thursdays 11:30am PT

Rate Drops Hit Different
When You
Get Them First.

A 30-second mortgage rate update, texted straight to your phone every Thursday at 11:30am. Track the market, time your move, and skip the noise.

Thursdays 11:30am
~30 sec read
100% Free
30-yr Fixed · Live LIVE
6.42% ↓ 0.08 vs last week
13 wks agoThis wk
Get Weekly Rate Alerts
Drop your info — your first text lands this Thursday.
🔒 Your info stays private. Unsubscribe anytime by replying STOP.
What You'll Get

No Fluff. Just Rates.

Current 30-Year Rates

This week's average mortgage rate so you know exactly where the market is — no guessing, no Googling.

Week-Over-Week Trend

Are rates up, down, or flat? You'll know in one glance — and what it means for your timeline.

What It Means For You

A plain-English read on whether to lock, wait, or stay patient — based on what's actually moving.

How It Works

From Sign-Up to Your Phone — In 3 Steps.

Zero friction. No app to install. No password to remember. Just the rate, when it matters.

1

Drop Your Info

Name and mobile number. Takes 10 seconds. No email, no questions, no follow-up sales calls.

2

First Text Thursday

This Thursday at 11:30am, your first rate update lands. Then every Thursday after — same time, same number, no spam.

3

Reply Anytime

Question about a rate? Need a real estate take? Just reply to the text. Real Jesse — no bots, no auto-responders.

A Real Example

This Is What Lands On Your Phone.

Every Thursday morning, you get a quick text with the week's rate snapshot. No PDFs to open. No emails to dig through. Just the number, the trend, and what to do about it.

It takes 30 seconds to read. It could save you thousands when you finally pull the trigger.

JO
Jesse Oñate
SMS · Thursday 11:30 AM
THU 11:30 AM
📊 This week's 30-yr fixed: 6.42% ↓ 0.08 from last Thursday.
Translation: rates dropped a hair this week. If you're 60–90 days from buying, this is the kind of dip worth watching. Reply if you want to chat.
— Jesse
Why It Matters

A 1% Move Isn't Small.

On a $600K SoCal home, a single percentage point on your mortgage rate is the difference between a comfortable payment and a tight one. Tracking the market is how you stop reacting and start choosing your moment.

$0
Monthly difference per 1% rate change on a $600K loan
$0K
Total interest difference over 30 years on that same loan
0
Weekly check-ins per year — without lifting a finger
Frequently Asked

Quick Answers.

Is this actually free?

Yes — 100% free. Standard message and data rates from your carrier may apply, but I never charge a dime for the alerts.

How often will I get texts?

Once a week, every Thursday at 11:30am Pacific. That's it. No spam, no daily blasts, no random follow-ups.

Can I unsubscribe?

Anytime. Just reply STOP to any text and you're out — no questions, no awkward "wait, why?" follow-ups.

Do I have to be ready to buy?

Not at all. Most of the people on this list are 3–12 months away from buying or selling. The whole point is to get smart about the market before you're ready to move.

What if I have a question about a rate?

Just reply to the text. Real phone, real Jesse — no bots, no auto-responders. I'll get back to you usually same day.

Will you sell or share my number?

Never. Your phone number stays with me. No third-party sharing, no lender lists, no spam pipelines.

Jesse Oñate, bilingual realtor in Downey, CA
Sent by Jesse Oñate
Local SoCal realtor · 100+ families served · 5.0★ Google · DRE #02133131

Don't Watch Rates.
Get Texted About Them.

30 seconds to opt in. Your first update lands this Thursday at 11:30am.