Adjust the sliders. Watch your real net update live — including capital gains exposure, transfer tax, commissions, and every line item most calculators leave out.
All values are estimates. Drag sliders or use the buttons. Real numbers come from your CMA + lender payoff.
Estimates only. Real numbers depend on your lender payoff statement, your CMA, your tax basis, and CA state cap gains. Capital gains shown is a federal estimate at 20% (long-term, top bracket) only on the amount over your exclusion — most homeowners owe less. For California state cap gains (treated as ordinary income), add 9.3–13.3% depending on your bracket. Talk to a CPA for tax planning.